Embedded financial infrastructure to design, simulate, and deploy financial products as composable contracts — in any ecosystem, without touching your core.
Book Your Sandbox SessionCode deploys in seconds.
Payments integrate in hours.
Stores launch in days.
A new financial product? 12 to 18 months.
A rule change? A new sprint.
A product variant? Start over.
We think that's over.
Average time to launch a new financial product on legacy core systems.
Consumed keeping legacy systems running. No room left for innovation.
Of legacy modernization projects never reach completion.
McKinsey Digital Banking Report · Advanced/SIG · IDC Financial Insights
Describe what you need. Our agents configure it. The lab validates it. Deploy without downtime.
Define the product in plain language. Rules, actors, conditions, incentives.
Agents select contracts, set parameters, and wire the product graph.
Synthetic audiences stress-test your product before launch.
Go live. Zero core changes. Adjust rules anytime. No downtime.
Every scenario below runs live on the engine today.
Every node is a contract. Every edge is a rule. Every event is logged and replayable.
Synthetic agents simulate how real-world actors respond to your product — before a single real user touches it. Fix compliance gaps, adoption risk, and capital appetite before they cost you.
Powered by synthetic agents · Results are illustrative · Full lab launching Q3 2026
We're vertical-agnostic. Your domain, your users, your products — our engine.
Microcredit, savings, and loyalty products tailored to member communities — without replacing the core.
Embed BNPL, seller financing, and split payments directly into checkout — as composable contracts.
In-store credit, installment plans, and gamified rewards deployed without POS modifications.
Programmable lending, dynamic rates, and adaptive incentives — without core banking rigidity.
Launch new financial products in days instead of quarters. Hot-deploy variants without downtime.
Model any amortization, mutate terms dynamically, and simulate risk before origination.
Each one is powerful alone. Together, they're a moat.
Financial products as node graphs — credit, wallet, audit, gamification, web3 — that snap together. Event-driven. Hot-deployable. Hyper-auditable. Any node connects to blockchain natively.
Describe a product in plain language. AI agents interpret the narrative, select contracts, configure parameters, and wire the graph automatically. · Roadmap
Synthetic users, merchants, regulators, and financials stress-test your product. See projected defaults, margins, and compliance gaps before launch. · Roadmap
Adaptive incentives in real time — reward good behavior, penalize bad. Interoperable as a contract: trigger traditional rewards, stablecoin payouts, or any other node in the graph.
Every "no" is a risk you don't take.
Not a demo. Not a pitch deck. We configure your actual product on fintechfy — together, on a live call. You walk away with 3 days of hands-on access to break it, test it, and decide.